ISLAMABAD: The Securi­ties and Exchange Commission of Pakistan (SECP) has issued a concept paper on the risk-based capital regime, outlining the possibility of shifting from the present solvency-based system for Pakistan’s insurance sector.

“The proposed framework is consistent with international best practice, aimed at improving corporate governance, enterprise risk management and public disclosure practices of insurers,” the SECP said in a statement on Thursday.

The existing requirements of Insurance Ordina­nce 2000 and Insurance Rules 2017 prescribe a rule-based capital adequacy frame­­work for insurers in Pakistan.

It also deliberates on the calculation, levels of capital adequacy, methodology for available and required capital and difference risk capital charges.

Published in Dawn, December 9th, 2022

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