Auto financing increases on low rates

Published November 27, 2024 Updated November 27, 2024 08:46am

KARACHI: Auto finan­cing increased for the second consecutive month by 3.7 per cent month-on-month to Rs236 billion in October compared to Rs227.541bn in September and Rs227.296bn in August thanks to falling interest rates.

However, the outstanding loans plunged by 10.7pc year-on-year, accor­ding to data released by the State Bank of Pakistan (SBP).

In September, auto fin­ancing was revived after 27 months. In June 2022, it peaked at Rs368bn, but high interest rates had kept auto financing under pressure.

The SBP started reduci­­ng interest rates from June 10, slashing to 20pc from 22pc followed by a further reduction to 19.5pc on July 29, 17.5pc on Sept 12 and 15pc on Nov 4.

Overall car, SUV, vans and pickup sales swelled 50pc during 4MFY25 to 40,693 units as private banks also offer different fixed rates followed by price discounts by the local assemblers.

Plant shutdowns

Despite rising sales, Indus Motor Company Ltd (IMC) on Tuesday annou­nced a second plant closure from Nov 27-29 after keeping production suspended from Nov 18-20.

In a stock filing, the company said it is experiencing low raw materials and components inventory levels and facing ongoing supply chain challenges. As a result, the company is unable to meet its production requirements.

For the same reasons, IMC had also kept its plant closed from July 15-22, August 6-8, Sept 26-30, and Oct 29-31.

IMCs profit after tax (PAT) surged by 58pc to Rs5 billion for the quarter ended Sept 30 from Rs3.216bn in the same period of 2023, followed by a 27pc rise in net sales turnover to Rs41.6bn from Rs32.6bn.

As per data from the Pakistan Bureau of Statistics (PBS), import of completely knocked down (CKD) kits rose by 35pc to $282 million during July-October from $208.5m in the same period last year, thus signalling local assemblers have huge bookings in hands.

On Tuesday, Ghandhara Tyre and Rubber Company Ltd (GTR) said that the boiler will be shut down due to planned work on its utility line in the factory.

Consequently, the company has temporarily suspended plant operations from Nov 27 to Dec 2.

GTR does not foresee any adverse impact on its sales as all regional offices will remain operational to ensure a continued supply of tyres.

Published in Dawn, November 27th, 2024

Follow Dawn Business on Twitter, LinkedIn, Instagram and Facebook for insights on business, finance and tech from Pakistan and across the world.

Opinion

Editorial

Islamabad march
Updated 27 Nov, 2024

Islamabad march

WITH emotions running high, chaos closes in. As these words were being written, rumours and speculation were all...
Policing the internet
27 Nov, 2024

Policing the internet

IT is chilling to witness how Pakistan — a nation that embraced the freedoms of modern democracy, and the tech ...
Correcting sports priorities
27 Nov, 2024

Correcting sports priorities

IT has been a lingering battle that has cast a shadow over sports in Pakistan: who are the national sports...
Kurram ceasefire
Updated 26 Nov, 2024

Kurram ceasefire

DESPITE efforts by the KP government to bring about a ceasefire in Kurram tribal district, the bloodletting has...
Hollow victory
26 Nov, 2024

Hollow victory

THE conclusion of COP29 in Baku has left developing nations — struggling with the mounting costs of climate...
Infrastructure schemes
26 Nov, 2024

Infrastructure schemes

THE government’s decision to finance priority PSDP schemes on a three-year rolling basis is a significant step...