Mutaher Khan

Budget 2023-24: A few goodie bags won’t undo the damage

The measures announced for IT ignore the root causes of its challenges Updated 12 Jun, 2023 09:41am

The nano-isation of microfinance loans

The kind of amounts offered might not even be enough to cover a small business’s electricity bill. Updated 05 Jun, 2023 09:19am

An exercise in futility

The upcoming AI policy has been crafted without finalising dedicated data laws, which have been in the draft stage since 2018. Updated 29 May, 2023 09:33am

Controlling social engineering scams

Unlike some other types of fraud, it can be tricky to determine the liability. Updated 22 May, 2023 09:25am

Islamisation of banks

Should the government or the Federal Shariah Court decide people’s banking preferences? Published 15 May, 2023 07:04am

The super app challenge

Careem’s eroded user base will be a hurdle despite its eye-popping funding. Updated 08 May, 2023 09:52am

State Life: The outlier in Pakistan’s insurance industry

State Life recorded a net income of Rs9.32 billion in the first nine months of fiscal year 2022. Updated 02 May, 2023 08:36pm

The rot of window dressing

As a result, overall banking ADR rose sharply to 53.02pc in Dec 2022 from 48.8pc in Nov — the biggest increase on record since at least 2002. Updated 17 Apr, 2023 08:55am

Navigating the global cash crunch

While only solace could potentially be sought in mergers and acquisitions, they probably won’t be enough to keep top talent from moving abroad. Updated 10 Apr, 2023 09:11am

Looking to grow inorganically

Systems Ltd invests in talent by starting an IT Mustaqbil programme, fresh grad schemes and resource development initiatives. Updated 03 Apr, 2023 10:32am

Startup AdalFi raises $7.5 million in seed funding

Company's CEO says AdalFi has signed on 14 banks. Published 16 Feb, 2023 02:57pm

Making the cut for digital banking licenses

An entity would need at least $150-200m at the onset to commence operations. Published 23 Jan, 2023 07:06am

Ignoring the little guy

The usual cyclicality in SME financing volumes aside, the sector’s access to credit hasn’t improved. Published 16 Jan, 2023 07:02am

Changing times for tech

For the near future, the deal flow will remain depressed, especially for relatively later-stage startups. Updated 03 Jan, 2023 03:36pm

2022 — a dismal year for Pakistani startups

It was the changing global macros more than anything that spoiled the party. Published 26 Dec, 2022 12:25pm

Saving water, one drip at a time

A drip irrigation system can allow upto 50pc water savings and improve yields by supplying water directly to the roots. Published 26 Dec, 2022 07:01am

Death by a thousand cuts

The economic disaster is right in front of us and it’s not possible to look away. Updated 19 Dec, 2022 09:25am

The faults in our committees

Back-of-the-envelope calculations suggest that the value of annual committees is Rs4 trillion at base prices, using conservative Updated 12 Dec, 2022 08:53am

Political uncertainty hits tech exports in Pakistan

Pakistani players in IT services are still hiring and expanding their sales offices abroad. Updated 05 Dec, 2022 02:29pm

Crypto lessons from Sultana Daku

‘Genius’ is no excuse for the lack of corporate governance. Updated 28 Nov, 2022 09:38am